People who need help with Medicare costs

Health care > Who is eligible

Coverage for services not covered by Medicare
Prescription drug coverage (Medicare Part D)

Printable brochures
Program FAQs

Medicare website
Social Security website

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Medicare Savings Programs (MSP) help people who have low income pay the cost of their Medicare coverage.

What do the Medicare Savings Programs cover?
Depending on which MSP you qualify for, it may pay your:

  • • Part B premium
  • • Part A premium, if any
  • • Medicare copays and deductibles.

  • How do I apply for Medicare Savings Programs (MSP)?
    Complete the Minnesota Health Care Programs Application for Certain Populations (PDF) (DHS-3876) and return it in to your county human services office.

    Can I get Medical Assistance (MA) and a MSP at the same time?
    Yes. The county will review your application to see if you qualify for both Medical Assistance and Medicare Savings Programs.

    What is the income limit?
    The income limit and whose income counts depend on who lives with you.

    Can I qualify if I have a house or car?
    Yes, usually the home you live in and a car do not count toward the asset limit.

    Can I qualify if I have savings, a retirement account or other assets?
    Yes. However, your assets must be within the asset limit.

    What will it cost?
    There is no cost for MSP coverage. However, there may be costs such as copays related to Medicare and MA.

    When will it start?
    MSP coverage usually starts the month we get your application. Some people may get Part B premiums paid going back three months from the date we get your application.

    When your MSP coverage starts, Social Security will stop taking Medicare premiums out of your monthly Social Security check.

    Can I qualify if I have other health insurance?
    You may still get coverage. You must tell us if you have other health insurance in addition to Medicare.

    How can I get help paying for health care services that Medicare does not cover?
    You may be able to get help through Medical Assistance. See:

    Where can I get information about Medicare Part D?
    Visit the Medicare website at or call 800-MEDICARE (800-633-4227)

  • • Call the Senior LinkAge Line® at 800-333-2433
  • • Call the Disability Linkage Line® at 800-333-2466

  • To apply for help with prescription drug costs through Medicare Part D:

  • • Visit the website at
  • • Call your local Social Security office

  • Get information about prescription drug options by calling Minnesota’s RxConnect helpline at 800-333-2433 or online at

    Printable brochures on Medicare Savings Programs

    Contact us

    Senior LinkAge Line® 800-333-2433
    Disability Linkage Line®
    Addresses and phone numbers for county offices

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