Researchers

National resources

National Partnership clearinghouse
Deficit Reduction Act of 2005 Partnership provisions
CMS enclosure, July 27, 2006
CMS letter to state Medicaid directors, July 27, 2006
Map of states
State plan amendments

Other Partnership Websites

Minnesota Partnership laws and rules

General
Minnesota Statutes 256B.0571

Training of producers
Minnesota Statutes 60K.365

Insurers’ training responsibilities
Minnesota Rules 2809.0070 Subp. 3, E and G

Exchange of existing coverage
Minnesota Statutes 62S.24, Subd. 8
Minnesota Statutes 256B.0571, Subd. 6

Inflation requirements
Minnesota Statutes 60K.365
Minnesota Statutes 256B.0571, Subd. 10

Minnesota bulletins

Minnesota research

Long-Term Care Financing Reform Study (2004-05)

Financing Long-Term Care for Minnesota’s Baby Boomers (January 2005)

Study of Employer Interest in Long-Term Care Insurance (2003)

Implementation issues

Communications campaign: Beginning in the fall of 2007 and continuing through 2008, the State will be using grant money from the Center for Health Care Strategies and working with a public relations group to develop and implement a social marketing campaign to promote Partnership. Initial plans include possible use of Public Service Announcements, mailings to large Minnesota employers and the development of online decision support tools.

Data reporting: Federal law requires the federal government to develop recommendations for a data set to be used by Partnership insurers to report Partnership inflation to the federal government in a secure, electronic format. A draft data set has been developed and federal regulations are expected out by the summer of 2008, with implementation sometime in 2008.

Reciprocity: A number of other states have implemented Partnership programs or are in the process of developing them. The federal government has developed standards for a national reciprocity agreement for all states participating in the Partnership program. A person who has purchased a partnership policy in one state can receive asset protection when applying for Medical Assistance for Long-Term Care in another Partnership state with which the first Partnership state has a reciprocal agreement. These standards require all states developing Partnership programs after 1993 to accept reciprocal agreements with other states unless the state notifies the federal government to the contrary.

Minnesota implementation timetable

The following is a chronology of the steps Minnesota took to implement its Partnership program.

July 2005: Minnesota law (M.S. 256B.0571) changed to allow for Partnership in Minnesota if allowed for by federal government.

July 2006: Minnesota law (M.S. 256B.0571) brought into compliance with the 2005 Deficit Reduction Act (DRA).

August 2006: State Plan Amendment (PDF, 540 kb) filed with federal government; Program director hired, Implementation group consisting of Minnesota Department of Human Services, the Minnesota Department of Commerce and various industry groups begins meeting; Analysis of financial impact completed.

November 2006: Industry focus group held (PDF, 3.13 Mb); State Plan Amendment (PDF 540 kb,) approved with effective date retroactive to July 1, 2006.

February 2007: Suggested Medical Assistance training materials (PDF, 64.2 kb) issued.

May 2007: Minnesota Statute (M.S. 60K.365) regarding producer training changed.

July 2007: Guidance on producer training issued.

August 2007: Guidance on certification of existing policy filings issued.

October 2007: Guidance on inflation protection, exchange procedures and notification requirements issued.

December 2007: First insurers have policy filings approved. Web site goes live.

February 2008: All producers selling long-term care insurance in Minnesota required to have received initial training.

September 2009: Guidance to counties issued

Other resources

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