People with disabilities who are employed

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Working people with disabilities who have too much income or assets to qualify for regular Medical Assistance may get coverage under a program called Medical Assistance for Employed Persons with Disabilities (MA-EPD).

To qualify, you must:

  • • Be certified disabled by either the Social Security Administration or the State Medical Review Team
  • • Be at least 16 but under 65 years of age
  • • Be employed and have Social Security and Medicare taxes paid or withheld
  • • Have monthly earnings of more than $65.
  • What is the income limit?
    There is no income limit for this program. The amount of income you have determines what you pay for coverage.

    Can I get coverage if I have a house or car?
    Yes. Usually the home you live in and a car do not count toward the asset limit.

    Can I get coverage if I have savings, a retirement account or other assets?
    Yes, but there is an asset limit. Retirement accounts may not be counted the same as other assets.

    What will coverage cost?
    Most people will have to pay a monthly premium based on your income and who lives with you. The MA-EPD premium estimator on the MN Disability Benefits 101 website can give you an idea of what you would have to pay. You may also have copays for some services. American Indian enrollees are not required to pay a premium.

    When will coverage start?
    You must pay your premium or give proof of your American Indian status before your coverage can start. Coverage may go back three months from the date your application was received.

    Call your county office if you have questions about when coverage can start.

    What if I have Medicare or other health insurance?
    You may still get coverage. You must tell us if you:

  • • Have other health insurance
  • • Could be covered under someone else’s insurance
  • • Could get coverage through an employer or military service.
  • Sometimes we can help pay the cost of your Medicare or other insurance so you can keep that coverage.

    Contact us

    Disability Linkage Line (866)-333-2466 or visit MN Disability Benefits 101 website which offers online help
    Addresses and
    phone numbers for county offices

    TTY: (800) 627-3529 or 711


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