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Most people must have income within a certain limit to qualify for Minnesota Health Care Programs. Different programs use different rules to count income. It is important to tell us about all income you receive.

How much income can I have and qualify?
How much income you can have and qualify depends on the program you qualify for, your age, your family size and pregnancy or disability status. To find the category that best describes you or your family see the Income and Asset Guidelines.

Can I still get coverage if my income is more than the limit?
You may be able to get coverage even if your income is more than the limit. Some people whose income is more than the limit may still get coverage using a “spenddown.” A spenddown is like an insurance deductible. You pay for part of your medical expenses and Medical Assistance pays the rest. The chart below tells you if you can qualify using a spenddown.

You may also qualify for an Advanced Premium Tax Credit (APTC) to help pay for insurance through Minnesota’s health insurance marketplace, MNsure. An APTC helps pay all or part of the health insurance premium. Even if you do not qualify for an APTC, you can compare and buy health insurance at MNsure. You cannot be denied coverage even if you have a pre-existing condition.

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