AVAILABILITY OF ASSETS
ISSUE DATE: 03/2026
MFIP, MSA, GA, HSP:
Assets are available if a client has both legal authority and actual ability to use them for self-support.
When a client owns an asset in whole or in part, presume the asset is wholly available unless the client proves it is not. A client may prove unavailability by verifying a legal or actual barrier to disposal of the asset that cannot reasonably be overcome. If a client claims a legal barrier and its status is unclear, refer the case to your county attorney for a legal opinion on availability.
Review unavailability at each recertification and when you anticipate a change in availability.
See 0015.06.03 (Availability of Assets With Multiple Owners) for treatment of ownership by more than 1 person.
See 0015.06.06 (Availability of Trusts) for information specific to trusts.
See 0031.33 (Sponsor Deeming) for information on treatment of the assets of a sponsor and the sponsor's spouse when there is an executed affidavit of support for a non-citizen in the assistance unit.
SNAP:
Only non-categorically eligible SNAP units ARE subject to an asset test. Categorically eligible SNAP units are NOT subject to an asset test. See 0013.06 (SNAP Categorical Eligibility/Ineligibility) to determine categorical eligibility or ineligibility.
For non-categorically eligible SNAP units, see 0015.81 (Assets – SNAP) and 0015.84 (Excluded Assets – SNAP) for the SNAP asset policies, including inaccessible assets, jointly owned assets, whose assets to consider, etc.
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PREVIOUS REVISIONS
| Date | Notes |
|---|---|
| 05/2025 | in SNAP, adds that non-categorically eligible SNAP cases are subject to an asset test. Adds general provisions to MFIP, DWP, MSA, GA, GRH. |
| 05/2024 | Deletes link to 0015.48.03 and 0015.48.06 and replaces them with 0031.33 (Sponsor Deeming). |
| 12/2014 | Removed WB. This program was suspended 12/1/14. |
| 04/2013 | update Food Support and FS to Supplemental Nutrition Assistance Program (SNAP) and FSET to SNAP E&T throughout. No policy was changed. |
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