DSD eList announcement
Date: Jan. 6, 2026
To: All interested parties
From: DHS Disability Services Division
Purpose: To announce a change to eligibility that allows more people to open ABLE accounts
Effective: Jan. 1, 2026
Contact: DSD Contact Form
Expanded eligibility for Minnesota ABLE accounts
As of Jan. 1, 2026, people whose disability began before age 46 (previously 26) are now eligible to open a Minnesota ABLE account. That means millions more people, including many veterans, can:
What is a Minnesota ABLE account?
A Minnesota ABLE account is a tax-advantaged savings option people with disabilities and their families can use to save, invest and spend their money for expenses related to living with a disability. ABLE accounts allow people to build savings while preserving benefits such as SSI, Medical Assistance and others. Minnesota ABLE accounts can be an alternative or an add-on to supplemental or special needs trusts.
How do I open a Minnesota ABLE account?
You can open a Minnesota ABLE account online at Minnesota ABLE Plan or with a paper enrollment form. To request a paper form, call 888-609-8872. You cannot go to a bank or physical location to open a Minnesota ABLE account.
How can I learn more?
To learn more about Minnesota ABLE accounts and find answers to common questions, refer to Minnesota ABLE Plan. The website includes information about eligibility, account limits, plan benefits, investment options, fees and more.
Whom do I contact if I have questions?
If you have questions or need technical assistance, use the DSD Contact Form.
Report this page